I am long overdue for getting out an update, so here goes.
Thursday, the day of reckoning. This is the day when the insurance adjusters came out to assess the house and contents and make a final determination of what will be done. I did not know what they would say but it had been conjectured by three others who had come out to help with things that the house would be replaced. The structural inspector went through the entire structure and talked with the contractor and his final determination was just that, tear it down and build anew. Since we were insured as a stick built house they will pay to rebuild just that, what is yet to be determined is how much money will be available for that. I need to check my policy and see if it says anything about that, first need to find the darn thing in that smelly, noxious place, should be there somewhere.
One other thing on Thursday was the fire investigator came back and had with him a heating pad that looked almost exactly like the one that started all of this. Not sure if I should cast aspersions just yet, suffice it to say that if you are using a heating pad that it is unplugged after use every time.