The Day of Reckoning

The insurance inspectors show up and give their verdict.

I am long overdue for getting out an update, so here goes.

Thursday, the day of reckoning. This is the day when the insurance adjusters came out to assess the house and contents and make a final determination of what will be done. I did not know what they would say but it had been conjectured by three others who had come out to help with things that the house would be replaced. The structural inspector went through the entire structure and talked with the contractor and his final determination was just that, tear it down and build anew. Since we were insured as a stick built house they will pay to rebuild just that, what is yet to be determined is how much money will be available for that. I need to check my policy and see if it says anything about that, first need to find the darn thing in that smelly, noxious place, should be there somewhere.

One other thing on Thursday was the fire investigator came back and had with him a heating pad that looked almost exactly like the one that started all of this. Not sure if I should cast aspersions just yet, suffice it to say that if you are using a heating pad that it is unplugged after use every time.

I cannot believe this is happening

A couple people from Service master came out today to assess the contents of the house. In a nutshell if it is metal, ceramic or glass then generally the item is savable.
Plastic or pressboard stuff, forget about it. Important papers they can treat with ozone to neutralize the odor, or at least some of it. What will happen is they will come out and pack up everything, while doing they sort things into boxes for cleanable and not. We can then go through the boxes and decide if something cleanable is not needed and for the not cleanable items we can request an item be cleaned for a best effort clean, for instance sentimental items.

Now under the category of can it get any worse, well yes it can. We have been doing a lot of shopping (amazing how quickly one can spend a lot when most of the things you use everyday are no longer available). So that means a fair bit of driving around to different stores. Well, as we were heading back to the room in the afternoon we get sideswiped on Black Lake Blvd. This guy sitting at a red light in the lane that goes straight looks up and realizes the turn lane has a green light and even though taking that route is longer he has to get in turn lane so that he can be moving unlike those other losers who are sitting the red light. Problem is we were already in that lane and he turns right into us, puts his left rear door into our front fender. Minor damage, no effect to driving but it stills takes more than an hour for the police to respond and write up the incident. Of course, the car will need to go back to the shop now, sigh.

That pretty well killed the day for us, we had been planning on looking at an apartment, that did not happen. Kathleen was pretty shook up and decided to wait until Monday to return to the classroom she has been subbing in on long term basis.

Hopefully the universe is done with us, we are ready for it to turn its attention somewhere else.

The news does not improve

(I am writing this well after the fact but setting the publish date to when things happened.)

Frst Team checked things out today and declared that all the clothes which were exposed are a loss. Of course, this is everything hanging up in the closets which is generally our better stuff. Guess I get to go shopping, oh yippee. They will try to clean things which have sentimental importance to us, now we just have to sort through and decide what is important enough to spend that time and money on.

We did ask them take Grant’s tuxedo and do their best effort to clean it since he will need for the SOGO concert on Sunday, that will be back on Friday.

The previous night I had grabbed some clothes out of the dressers and brought them back to the room where ran them through two washings and then dried them. They were better but there was still some odor and since they were put in the drier that odor was not going to go away. Oh well, at least we something to wear, we were just going back into the house anyway, so might as well have stuff on we did not care much about.

Oh yeah, brought the car to the tire place, they have to order a new tire, should be here by Friday.

What a crappy to begin a week

(I am writing this well after the fact but setting the publish date to when things happened.)

So I get a call today at 1:07 from my younger boy who went home early from school because he was not feeling well. He tells me that I need to come home now because the house is on fire, my response is essentially what?? He eventually gets this point across and I head out to see what is going on. About 20 minutes later I get home and true enough the house was on fire. The fire department was there finishing up their job and I just walked around sort of stunned. I did have the presence of mind to turn off the power, kind of surprised the firemen had not done that yet seeing as how it was an electrical fire. I walk around trying to take this in, the house is ungodly mess and the smell of the smoke and soot is horrible, toxic, lots of burning plastic items and coats everything even getting inside drawers in rooms that hod closed doors.

The worst part though is poor Lucky, our German Sheppard was caught in it, the smoke and heat did him in, we buried him out back, will miss that dog.

Not having any idea of what to do I called the insurance company (Allstate) and they hit the ground running, the owner came out to assess things, they called out a contractor and brought on board two companies that clean items and linens.

The contractor, Cedar Crest Homes, is part owned by a neighbor of ours we have known for a number of years. He showed up pretty quick to see what was going on once he got the message on his phone, normally he stays in the office due a medical condition, but he was there for hours, staying even after we left to see that everything get boarded up.

The Allstate agent arranged with another company that handles temporary housing for us to stay at an extended stay place so we had somewhere to lay down that night, not that sleep came quickly or stuck around for long.

And the final thing for this day, the tire on my car developed a sizable bulge in the sidewall. I am lucky it did not blow out when on the highway. My father-in-law changed the tire with the spare for me so that I could get to the room in town.


This is too cool, just found out this weekend that Kathleen’s and mine wedding anniversary falls on same day as the first broadcast of the radio drama of The Hitchhikers Guide to the Galaxy. I could not think of a better thing to share that day with.